Investment Advice & Wealth Management
Regulated investment advice that aligns your portfolio to your goals, timeframes and tolerance for risk — with ongoing reviews if you want them.
Build an investment strategy you can stick with
Good investing is about making decisions you can live with through market ups and downs — not chasing headlines or reacting to short-term noise. Investments can go down as well as up. Returns are not guaranteed and you may get back less than you invest.
Beckett’s wealth management service is designed to incorporate high-level financial planning with a range of investment portfolios — built around your goals, your timeframe, and your genuine comfort with risk. We manage over £1.8 billion on behalf of more than 4,000 private and corporate clients.
How We Approach Investing
Investment advice starts with your objectives, time horizon and tolerance for risk. Suitability is assessed before any recommendation is made.
Spreading investments across different asset classes, geographies and sectors reduces the impact of any single area performing badly. The FCA describes this as a core principle of sound investing.
How you split your portfolio across equities, bonds, property and other assets is one of the most significant influences on both opportunity and risk over time.
We use bespoke cashflow planning software to connect your investment portfolio to real-life goals, so you can see how long your money could last and what different scenarios might mean.
Managing over £1.8 billion in assets for more than 4,000 clients means we have the resources and track record to provide institutional-quality investment management — with the personal attention of a regional firm.
Chartered Financial Planners
Accredited by the Chartered Insurance Institute every year since 2011.
Certified B Corporation
Recognised for high standards of social and environmental performance, transparency and accountability.
Recognised Top Financial firm
Becketts is consistently recognised as being one of the top 100 financial firms in the UK by FT Adviser (a Financial Times publication) and New Model Adviser from Citywire
Established and trustworthy
38 years of helping clients and over £1.7 billion in assets under management
High Client Satisfaction
Score of 96 out of 10 private client satisfaction in a recent client survey
Investment Advice FAQs
What's the difference between investment advice and guidance?
Investment guidance gives you factual information — for example, explaining what an ISA is, or how an investment works. It does not include a personal recommendation about what you should do. Investment advice involves a regulated personal recommendation, based on an assessment of your individual circumstances, objectives and attitude to risk. Regulated advice must be documented and is backed by the Financial Services Compensation Scheme.
How do you decide what level of risk is right for me?
We assess your attitude to risk (how you feel about the prospect of losses), your capacity for loss (whether you can financially afford to accept losses), your time horizon and your financial objectives. Risk and potential return are linked: higher-risk investments offer greater potential growth but also greater potential loss.
Do you guarantee investment returns?
No. Investments can go down as well as up. Returns are not guaranteed and you may get back less than you invest. Past performance is not a reliable indicator of future results. The FCA is explicit on this point and we reflect it in everything we do.
What is diversification and why does it matter?
Diversification means spreading your investment across different asset types (equities, bonds, property, alternatives), geographies and sectors. It reduces the risk of your portfolio being heavily affected by one market or sector performing badly. It does not eliminate investment risk, but it helps manage it.
Do you offer ethical or sustainable investment options?
Yes. Becketts offers portfolios that reflect our B Corp values and clients’ growing interest in responsible investing. We assess suitability for these as for any other investment strategy.
How often will my investments be reviewed?
Rhe review frequency will be agreed in your client contract. Reviews generally include an assessment of whether the portfolio remains suitable for your current circumstances and objectives, a look at performance, and discussion of any changes you want to make.
Investments can go down as well as up. Returns are not guaranteed and you may get back less than you invest. Tax treatment depends on your individual circumstances and may change. Pension rules and allowances can also change. The value of any pension is not guaranteed.
Book your first meeting at our expense
Tell us your goals – for example, grow wealth over the long term, generate income, invest a lump sum, or invest ethically. We’ll get in touch to arrange a conversation. First meeting at our expense, no obligation.
Bury St Edmunds Office
Dettingen House
Dettingen Way
Bury St. Edmunds
Suffolk
IP33 3TU
Tel: 01284 754500