E Smart Money Nov/Dec Edition

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The Nov/Dec edition of Beckett e smart money is now available. Topics covered in this edition include the following:

• The credit crunch,how did it all begin? A knock-on effect for credit markets and the wider world economy.
• Banking bail-out, £500bn underwritten and guaranteed by the Treasury.
• UK officially on the brink of a recession, government measures intended to lessen the effects.
• Completing your tax return tax doesn’t have to be taxing, but don’t miss the deadline.
• Three-part financial rescue package reducing the effects of the credit crisis on the UK economy.
• The corporate credit crunch ten tips to survive the credit squeeze.
• Preserving your wealth make sure your heirs are not left facing an unexpected tax bill.
• Pension reform your pension questions answered.
• Open Market Options speeding up the time of payments made to pensioners.
• State pension amended pensions bill boosts entitlements.
• Festive stocking fillers an alternative gift for children this Christmas.
• Protecting the unexpected peace of mind when you need it most.
• Enterprise Investment Schemes…helping smaller trading companies brings investor relief.
• Financial Services Compensation Scheme guarantees for savers’ deposits.
• Coming to the end of your current mortgage deal?
• Lack of funding in wholesale markets has led to a dramatic reduction in the mortgages available.
• Mortgage approvals…57 per cent lower than a year ago.
• New rules aimed at reducing repossessions help for struggling homeowners.
• Personal finance a quick guide to the jargon of financial planning.
• Tax facts 2008/09 income tax rates and allowances.
• Volatile markets pension schemes have relatively limited exposure.
• Savvy savers…protecting your savings.

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